:root{
  --ink:#102333; --navy:#17324d; --blue:#2f75b5; --ice:#edf4f8;
  --line:#d7e2e9; --muted:#617381; --white:#ffffff; --green:#1b7a55;
  --amber:#9a6a00;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{text-decoration:none;color:inherit}
.wrap{max-width:1180px;margin:auto;padding:0 24px}
nav{position:sticky;top:0;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px}
.brand{font-weight:850;letter-spacing:-.03em;font-size:21px}.brand span{color:var(--blue)}
.navlinks{display:flex;gap:22px;align-items:center;font-size:14px}
.btn{display:inline-block;background:var(--navy);color:#fff;padding:12px 18px;border-radius:8px;font-weight:750;border:0;cursor:pointer}
.btn.alt{background:#fff;color:var(--navy);border:1px solid var(--navy)}.btn.blue{background:var(--blue)}
.hero{padding:92px 0 72px;background:linear-gradient(180deg,#f6fafc 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}
.eyebrow{text-transform:uppercase;font-size:12px;letter-spacing:.14em;color:var(--blue);font-weight:850}
h1{font-size:58px;line-height:1.03;letter-spacing:-.045em;margin:14px 0 22px}
h2{font-size:38px;letter-spacing:-.03em;margin:0 0 14px}
h3{font-size:22px;margin:0 0 8px}
.lead{font-size:20px;color:#4f6474;max-width:760px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:0 10px 30px rgba(16,35,51,.055)}
.metric{padding:16px 0;border-bottom:1px solid var(--line)}.metric:last-child{border-bottom:0}
.metric strong{display:block;font-size:24px}
.section{padding:76px 0}.section.tint{background:var(--ice)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.kicker{font-size:14px;color:var(--muted)}.list{padding-left:18px}
.cta{background:var(--navy);color:#fff;padding:48px;border-radius:16px}
form{display:grid;gap:14px} label{font-size:13px;font-weight:750}
input,select,textarea{width:100%;padding:12px 13px;border:1px solid #c9d7df;border-radius:8px;font:inherit;background:#fff}
textarea{min-height:105px;resize:vertical}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.score{font-size:72px;font-weight:850;letter-spacing:-.05em}
.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#e8f4ee;color:var(--green);font-weight:750;font-size:13px}
.badge.warn{background:#fff4d8;color:var(--amber)}
table{width:100%;border-collapse:collapse;font-size:14px;background:#fff}
th,td{padding:11px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top} th{background:#f4f8fa}
footer{padding:30px 0;color:var(--muted);font-size:13px;border-top:1px solid var(--line)}
.notice{padding:14px 16px;border-left:4px solid var(--blue);background:#f5f9fc;margin:16px 0}
.muted{color:var(--muted)} code{background:#edf2f5;padding:2px 5px;border-radius:4px}
@media(max-width:850px){
  .hero-grid,.grid3,.grid2,.form-grid{grid-template-columns:1fr}
  h1{font-size:42px}.navlinks a:not(.btn){display:none}
}